Institute Affiliate 0000011262 00000 n Southfield Commercial Real Estate. 0000002472 00000 n The Fair Housing Center of Metropolitan Detroit is a non-profit, tax-exempt organization that supports and encourages equal housing opportunities in the greater Detroit metropolitan area. Search MLS; Open House; Buyers/Sellers. ***, (All CBOR fees are pro-rated throughout the year. Overview Michigan State Board of Real-Estate Brokers & Salespersons ** We are no longer accepting paper applications for Real Estate Broker and Salesperson Licenses. interests may to backed and advanced. That charge-back, if implemented, would probably be for no more than a three-year period. If a charge-back is implemented, the current owner of the previously unassessed properties could receive a substantial bill for the use attributable to their property. HBA helps members provide homeowners and potential homeowners with high-quality new homes and remodeled homes that are safer, more energy-efficient, and technologically advanced. Call us at 800-599-2320, Large shopping center located in Big Rapids, Michigan. Member Letter outlining GMAR member discount. Further, marketing of these properties raises the issue of how to disclose information regarding a potential charge-back. Each member serves 4 year terms. Both the Ling-Petrova study and the NAR survey results are available for download below: Legislation recently signed into law by Governor Snyder provides a one-time extension to manufacturers who may have missed the February deadline to file for Personal Property Tax (PPT) exemptions. (a different REALTOR association collects national/state/local dues but you also want to be an CBOR REALTOR), Different related membership options: GPBR members can take advantage of the GPBR/CBOR Alliance. Call us at 800-599-2320. Find the list of GMAR's allied organizations below. The CBOR annual dues for GPBR members is $115, which are prorated. 0000006312 00000 n Display Detroit Area Commercial Board of REALTORS listings online so buyers can contact you even if you aren't the primary listing agent. 430 N. Michigan Ave Chicago, IL 60611-4087 800-874-6500. Reducing Barriers to Licensure for Military Families, Corporations, Securities & Commercial Licensing, Find / Verify a Licensed Professional or Business, Make a Complaint About a Licensed Professional or Business, Look Up Underground Storage Tank Information, Access the Online Liquor Ordering (OLO) System, Regulated Products, Professions, & Businesses Activities, Resources for Veterans & Military Families, Go to An Online Resource for Skilled Immigrants, Medical Marijuana Program (MMMP) Patients & Caregivers, Learn About CRA Rules, Laws & Regulations, Find / Verify a CRA Licensed Professional or Business, Make a Complaint About a CRA Licensed Professional or Business, Track Marijuana Inventory - Statewide Marijuana Monitoring System (Metrc), Find Panel, Public Hearing & Workgroup Information, Find a Disciplinary Action Report or Document, Learn About CCL Rules, Laws & Regulations, Find / Verify a CCL Licensed Professional or Business, Make a Complaint About a CCL Licensed Professional or Business, Apply for / Renew a BCC License or Permit, Find / Verify a BCC Licensed Professional or Business, Make a Complaint About a BCC Licensed Professional or Business, Learn About Examinations & Continuing Education, Find / Verify a BCHS Licensed Professional or Business, Make a Complaint About a BCHS Licensed Professional or Business, Go to Corporations, Securities & Commercial Licensing, Find / Verify a CSCL Licensed Professional or Business, Make a Complaint About a CSCL Licensed Professional or Business, Contact the Michigan Liquor Control Commission, Local Government & Law Enforcement Resources, Go to Michigan Office of Administrative Hearings and Rules, Administrative Hearings Frequently Asked Questions, Request to Attend a Hearing (for Media Professionals), Go to Michigan Indigent Defense Commission, Learn About Continuing Legal Education (CLE), Make a Complaint or Inquiry About a Utility Provider, Compare Natural Gas Utilities Options (MI Gas Choice), Submit an Underground Utilities Locate Request (MISS DIG 811), Learn About Natural Gas & Pipeline Providers, Learn About Rules of Practice and Procedure, Find / Verify a BPL Licensed Professional or Business, Make a Complaint About a BPL Licensed Professional or Business, Michigan Automated Prescription System (MAPS), Acute and Continuing Care and Support Division, Find / Verify a UCC Licensed Professional or Business, Make a Complaint About a UCC Licensed Professional or Business, Go to Apply for / Renew a License or Permit, Go to Find / Verify a Licensed Professional or Business, Go to Make a Complaint About a Licensed Professional or Business, Go to Look Up Underground Storage Tank Information, Go to Look Up a Controlled Substance (MAPS), Go to Access the Online Liquor Ordering (OLO) System, Go to Look Up a Disciplinary Action Report, Go to Submit a Request for Information (FOIA), Go to Regulated Products, Professions, & Businesses Activities, Go to Requesting Information from LARA (FOIA), Go to Resources for Veterans & Military Families, Real Estate License Verification (Florida requests. In an effort to reduce the use of paper, effective January 1, 2022, licenses issued or renewed will only be sent electronically unless a paper copy of the license is requested during the application or renewal process. 163 listings. In most cases, the Realtor will represent the landlord through a listing agreement and show the property to prospective tenants on the landlord's behalf. startxref July marks the official roll-out of the Ling-Petrova study, which analyzes 1031s in the real estate industry and their effect on the economy. Please update to a modern browser such as Chrome, Firefox or Edge to experience all features Michigan.gov has to offer. A statewide database of commercial properties (CPIX.net), commercial continuing education, local and statewide networking sessions, grievance and standards committees, commercial forms, and a unified voice relative to the commercial's legislative issues REALTOR are some of the many benefits of membership. Thisextends the running cycle deadline from Dec. 31, 2020, to Dec. 31, 2021. Membership is comprised from all regions within the State of Michigan. xbbbd`b`` , CBOR provides commercial real estate practitioners with industry-related professional services and benefits. Co Working space in Wyoming Michigan. Active Duty Military Personnel, Veterans & Military Spouse Information, Certified General Real Estate Appraiser Licensing Guide, Certified Residential Real Estate Appraiser Licensing Guide, Limited Real Estate Appraiser Licensing Guide, Real Estate Appraisers Appraisal Foundation, State Licensed Real Estate Appraisers Licensing Guide, Michigan Board of Real Estate Appraisers Members, Real Estate Appraisers 2023 Board Meetings, Real Estate Appraisers 2022 Board Meetings, Real Estate Appraisers 2021 Board Meetings, Real Estate Appraisers Appraisal Subcommittees, Real Estate Appraisers Board Meeting Agendas and Minutes, Real Estate Appraisers Rules Committee Work Group. Display Michigan Commercial Board of REALTORS listings online so buyers can contact you even if you aren't the primary listing agent. He holds a Bachelor of Science in Business from Eastern Michigan University, received his license as a Broker in the State of Michigan in 1974, and has completed numerous professional certification courses, including real estate principles and practices, real estate law, and real estate finance. 0000002927 00000 n Please join the CCIM Michigan Chapter to celebrate the installation of its 2023 Michigan Chapter Officers. The cost of operating this system requires that the City of Detroit take in approximately $106,000,000 in fees each year. 0000011320 00000 n endstream endobj 147 0 obj<>/Size 106/Type/XRef>>stream Can't wait? Membership is only offered to real estate licensees, economic developers, and appraisers. One of the most significant benefits is the Midwest Commercial Property Information Exchange, CPIX. . The events highlight will CPIX is a Commercial Property Information Exchange focusing on marketing commercial real estate to the CRE industry, economic development, investors, tenants, and the general public. About Us Submenu. 0000001853 00000 n IDX Broker integrates your Michigan Commercial Board of REALTORS MLS IDX feed with your website, giving you a competitive edge in the local online real estate market. Reducing Barriers to Licensure for Military Families, Corporations, Securities & Commercial Licensing, Find / Verify a Licensed Professional or Business, Make a Complaint About a Licensed Professional or Business, Look Up Underground Storage Tank Information, Access the Online Liquor Ordering (OLO) System, Regulated Products, Professions, & Businesses Activities, Resources for Veterans & Military Families, Go to An Online Resource for Skilled Immigrants, Medical Marijuana Program (MMMP) Patients & Caregivers, Learn About CRA Rules, Laws & Regulations, Find / Verify a CRA Licensed Professional or Business, Make a Complaint About a CRA Licensed Professional or Business, Track Marijuana Inventory - Statewide Marijuana Monitoring System (Metrc), Find Panel, Public Hearing & Workgroup Information, Find a Disciplinary Action Report or Document, Learn About CCL Rules, Laws & Regulations, Find / Verify a CCL Licensed Professional or Business, Make a Complaint About a CCL Licensed Professional or Business, Apply for / Renew a BCC License or Permit, Find / Verify a BCC Licensed Professional or Business, Make a Complaint About a BCC Licensed Professional or Business, Learn About Examinations & Continuing Education, Find / Verify a BCHS Licensed Professional or Business, Make a Complaint About a BCHS Licensed Professional or Business, Go to Corporations, Securities & Commercial Licensing, Find / Verify a CSCL Licensed Professional or Business, Make a Complaint About a CSCL Licensed Professional or Business, Contact the Michigan Liquor Control Commission, Local Government & Law Enforcement Resources, Go to Michigan Office of Administrative Hearings and Rules, Administrative Hearings Frequently Asked Questions, Request to Attend a Hearing (for Media Professionals), Go to Michigan Indigent Defense Commission, Learn About Continuing Legal Education (CLE), Make a Complaint or Inquiry About a Utility Provider, Compare Natural Gas Utilities Options (MI Gas Choice), Submit an Underground Utilities Locate Request (MISS DIG 811), Learn About Natural Gas & Pipeline Providers, Learn About Rules of Practice and Procedure, Find / Verify a BPL Licensed Professional or Business, Make a Complaint About a BPL Licensed Professional or Business, Michigan Automated Prescription System (MAPS), Acute and Continuing Care and Support Division, Find / Verify a UCC Licensed Professional or Business, Make a Complaint About a UCC Licensed Professional or Business, Go to Apply for / Renew a License or Permit, Go to Find / Verify a Licensed Professional or Business, Go to Make a Complaint About a Licensed Professional or Business, Go to Look Up Underground Storage Tank Information, Go to Look Up a Controlled Substance (MAPS), Go to Access the Online Liquor Ordering (OLO) System, Go to Look Up a Disciplinary Action Report, Go to Submit a Request for Information (FOIA), Go to Regulated Products, Professions, & Businesses Activities, Go to Requesting Information from LARA (FOIA), Go to Resources for Veterans & Military Families. All rights reserves. But the most important title she boasts is MOM. Commercial Property Information Exchange Licensing is not required for: A market analysis performed by a person licensed as a real estate broker or salesperson solely for the purpose of assisting a customer or potential customer in determining the potential sale, purchase, or listing price of real property or the rental rate of real property as long as a fee or any other valuable consideration is not charged for the analysis, An assessment of the value of real property performed on behalf of a local unit of government authorized to impose property taxes when performed by a certified assessor, or an individual employed in an assessing capacity, A market analysis of real property for a fee when performed by a licensed broker or associate broker which does not involve a federally related transaction. She is a lawyer, an educator, former prosecutor, State Representative and Senator. Online-only retailers use this loophole to attract shoppers away from brick-and-mortar businesses by using deceptively lower prices, since Michigan retailers must add and collect the 6-percent sales tax to the customers bill. We are Trademark Commercial Group, a Commercial & Industrial Real Estate Brokerage Firm serving Saginaw, Bay City, Midland & beyond. The Commercial Board of REALTORS - Michigan (CBOR) is pleased to announce that its statewide Commercial Property Information Exchange, www.CPIX.net, has entered into an agreement with the Detroit Regional Partnership to provide . The web Browser you are currently using is unsupported, and some features of this site may not work as intended. The partnership features basic services from CBOR and a chance to sample the CBOR listing database. %%EOF Please contact us on [emailprotected], CBOR executive special on CPIX, Advertising Education, Mentoring, Jump Start programs, Membership Recruitment, and Networking & Events. The Michigan Commercial Board of REALTORS IDX feed provides you with access to all Michigan Commercial Board of REALTORS local property listings so you may display them for your online market. 05.08 | CBOR's 2023 On-Demand Continuing Education is Now Live!Cover Your Annual Continuing Education Requirements! Michigan Board of Real Estate Brokers and Salespersons. 0000001417 00000 n Our new office is located at CoWork 36 at 921 36th St SW, Ste 100, Wyoming, MI 49509. Commercial Search. If you have a real assets license you become not automatical a REALTOR. Should you have further questions, please contact our Licensing Support Team at BPLHelp@michigan.gov. CALL TO ORDER Jumana Judeh, Chairperson, called the meeting to order at 9:04 a.m. The Commercial Board of Realtors - Michigan focuses on providing Michigan's commercial real estate practitioners and industry related professionalsservices and benefits. The Commercial Board of Realtors - Michigan focuses on providing Michigan's commercial real estate practitioners and industry related professionals services and benefits. In accordance with the Open Meetings Act, 1976 PA 267, as amended, the Michigan Board of Real Estate Appraisers met on June 20, 2023, at 611 West Ottawa Street, Upper-Level Conference Room 4, Lansing, Michigan 48933. 0000011038 00000 n (616) 301-1771. Content 0000007050 00000 n %PDF-1.4 % CBOR Announces New Administrative Relationship with the CCIM Michigan Chapter Contact: Nancy AllenCommercial Board of REALTORS - Michigannancy@cbor.net810-603-0676 Howell, Michigan,. 02.21 | 2023 CCIM Michigan Chapter Annual Meeting and Transaction Award Ceremony 0000054937 00000 n 0000009374 00000 n This includes syndication to the largest of the third-party real estate portals (i.e., Homesnap, Homes.com, and Realtor.com). 2023 Michigan Realtors P: 800.454.7842 F: 517.334.5568 Contact Us. Training may be completed through NARs online learn or through different method, how as online either classroom courses above local/state associations. 0000055123 00000 n 106 43 2023 IDX, LLC, All Rights Reserved. Michigan Office of Administrative Hearings and Rules. The Commercial Board of REALTORS provides leadership, services, education, and professional standards to commercial real estate practitioners in Michigan. The commercial marketing platform with integrated research, governed by CBOR's board of directors, includes an . Cover Your Annual Continuing Education Requirements! Northern Michigan Commercial Properties from Ken Carlson Realty. Under Michigans current sales tax collection system, out-of-state, online-only retailers are exploiting the massive legal loophole, allowing them to forgo collecting sales tax at the point of sale. Jon Gordon Owner-Broker at Gordon Real Estate Ann Arbor, Michigan, United States 173 followers 170 connections Join to connect Commercial Board of Realtors (CBOR) University of Michigan. NATIONAL ASSOCIATING OF REALTORS. Leading CRE online marketplace serving Michigan Powered by Catylist, a Moody's Analytics Company. NARs Board is Directors approves a change to the Code out Ethics training requirement, extendingitfrom one two years to anything threes years. The Midland Board of REALTORS enables our local REALTORS to better serve the community by providing them with leadership, information, education, and cost effective products and services while . The appointments to this board are subject to the advice and consent of the Senate. Michigan Realtors is the states largest professional real estate trade association, dedicated to serving more than 24,000 members across the state. To further the interest on commercial, manufacturing, and other investment and real features ownership. The web Browser you are currently using is unsupported, and some features of this site may not work as intended. What is a REALTOR? Our partnership with CBOR has brought basic commercial training to our members, plus a chance to look at a different aspect of our industry. Near Ferris State University, Bulldog Square represents a great opportunity to grow your business. GPBR members that would like to incorporate the commercial real estate industry into their scope of practice can now join CBOR and CPIX at a reduced rate, as long as they remain primary members of GPBR. The legislation takes effect on October 1, 2015. Company Address . The web Browser you are currently using is unsupported, and some features of this site may not work as intended. Moves online-only retailers under the same sales tax collection laws under which Michigan brick-and-mortar businesses operate; and Michigan Commercial Board of Realtors Member in good standing since 2003 Past President. Aspire North Realtors Kimberly Pontius 852 S. Garfield CPIX.net, Michigans Commercial Property Information Exchange, Celebrates 20-year Anniversary, CBOR Announces New Administrative Relationship with the CCIM Michigan Chapter, 2023 CCIM Michigan Chapter Annual Meeting and Transaction Award Ceremony. Leading CRE online marketplace serving Michigan Powered by Catylist, a Moody's Analytics Company. 0000055410 00000 n 285 listings. 0000006179 00000 n Grand Rapids, MI 49404-5324 | map | directions. 0000047407 00000 n upon the occupation and related activities. (CBOR collects national/state/local dues), Secondary: $250 annually Fast forward to 2015, in an effort to make sure each using property was being assessed properly, aerial mapping and research was undertaken to identify the universe of subject properties within the SWDS. CPIX is a marketing-based CRE site that contains detailed information on commercial properties. The Michigan Board of Real Estate Brokers and Salespersons was created under Article 25 of Public Act 299 of 1980, as amended, to license and regulate the practice of real estate brokers and salespersons in Michigan. 0000011209 00000 n 0000004285 00000 n A large number of commercial properties are for sale now in and around Higgins Lake and Houghton Lake. 0000046917 00000 n Reprints. 500 New Jersey Avenue, NW Washington, D.C. 20001-2020 202-383-1000. LARA is dedicated to bridging the gap between civilian and military employment and helping veterans gain and retain employment. An Online Resource for Skilled Immigrants. Purchase Agreement | CPIX Commercial Estate Details Exchange. To learn more about IDX Broker tools and capabilities, visit the IDX Broker features page. Because of the importance of terrorism insurance coverage to commercial real estate, NAR supports the continued availability and affordability of coverage made possible by the federal backstop program of the Terrorism Risk Insurance Act of 2002 and its extensions. All rights reserved. COMMERCIAL BOARD OF REALTORS (trading name, 2004-11-22 - 2006-05-30) COMMERCIAL PROPERTY INFORMATION EXCHANGE (trading name, 2006-05-31 - 2026-12-31) CPIX (trading name, 2006-06-02 - 2026-12-31) Agent Name NANCY ALLEN Agent Address 5349 OLD FRANKLIN RD, GRAND BLANC, MI, 48439 Directors / Officers BRAD VIERGEVER, president CYNTHIA DEBOL, treasurer 0000000016 00000 n In-depth analysis and insights on the commercial real estate market, with a focus on multifamily, office, industrial, and retail properties. 231 listings. Established in 1977, the Center is the oldest fair housing center in Michigan and one of the nation's oldest fair housing centers. In order to file or re-file before 5/31/16 you need to: It is important to note that an exemption affidavit must be received by your local assessor no later than 5/31/16. Find the list of GMAR's allied organizations below. 0000021153 00000 n Feet: Acreage: Update Search. Advertise. 0000002623 00000 n Please update to a modern browser such as Chrome, Firefox or Edge to experience all features Michigan.gov has to offer. . TRIA, will expire at the end of 2014 unless Congress reauthorizes it once again. 0000006029 00000 n The Commercial Board of REALTORS is the commercial overlay board that provides leadership, services, education, and professional standards to commercial real estate practitioners in Michigan. Need some help finding the right property? are some of who many benefits of your. You can apply online at www.michigan.gov/miplus. The Michigan Main Street Fairness Act: To fund also maintain high standards of guide in the realistic estate profession as expressed in the Code of Ethics of the The training must meet specific learning objectives and criteria established by the Nationally Associations of REALTORS. Data Services Provided By IDX, LLC Antrim Charlevoix Kalkaska Association of Realtors Karen Harrison 118 Michigan Avenue Charlevoix, MI 49720 Phone: 231-237-6394 Fax: 231-237-9315 3. An Online Resource for Skilled Immigrants. Read the consequencesfor failing to complete Code of Ethics preparation. Personal Property Tax (PPT) Exemption extended until 5/31/16. Popular Cities in Michigan. Email Address First Name Last Name. To designate, for the benefit of the public, individuals approved to use an terms REALTOR and REALTORS as certified, prescribed, While a policy decision by the City of Detroit has not been formalized, one significant concern for Commercial Realtors is the monetary impact that could be imposed upon those properties that have been using the system but have never been billed. Never worry about keeping . Expands the definition of nexus or physical presence to include retailers who conduct business through affiliate businesses in Michigan or own subsidiary companies in an attempt to avoid paying sales tax. DC Office. A REALTOR pays annum dues to the FEDERAL ASSOCIATION of REALTORS, MICHIGAN REALTORS, plus a local associational, such while CBOR. Once integrated, IDX Broker automatically updates with the newest Michigan Commercial Board of REALTORS listings on a daily basis! The Advertise Board about REALTORS is the commercial superimposition board that provides direction, services, education, and expert standardization If you are having problems completing the application process, please contact us at 517-241-0199 for assistance and we can help walk you through the process. All information is subject to change and should be independently verified. 0000002775 00000 n Commercial Realtors - CBOR/CPIX Partnership . All Member provided data is 100% accessible by the general public. He served as the 100th president of the 35,000 member Michigan . Subscribe to the GMAR newsletter to stay in the know with the real estate industry in the tri-county area! CPIX Commercial Property Information Exchange. Article 25 of Public Act 299 of 1980, as amended was created, to license and regulate the practice of real estate brokers and salespersons in Michigan. Commercial Board of Realtors Michigan Jan 2003 - Present20 years 7 months Commercial Real Estate Services Executive Director Commercial Property Information Exchange CPIX Apr 2003 -. The National Association of Realtors is "The Voice for Real Estate." Michigan REALTORS. trailer . 0000054706 00000 n 0000002320 00000 n 0000007760 00000 n Following the terrorist attacks of September 11, 2001, insurers backed out of the terrorism insurance market place prompting Congress to create a federal reinsurance risk-sharing program the "Terrorism Risk Insurance Act of 2002" (TRIA), which also mandated that insurers make terrorism coverage available along with its property and casualty lines. Senate Bills 658 and 659 of 2014, sponsored by Senator Jim Ananich (D-Flint) require out-of-state, remote sellers who sell to Michigan consumers to collect the state's sales tax. endstream endobj 120 0 obj<>stream About Us. ^7YIA3};G#|PL/UX>,A-H9 {kE\}S;;k$0v5\yV }WmkVx. J_GOMIt=`I"T+|_QNDaP U7Fmru'^Np}IqAepDtD)RB#ca"8-(c=GR@PqQ"pR _Lz-'8) M@!{HRXb1wr3#R B\nn2[e]0Uzh=-Suo,8}uOL(Bi"A_* UxKqoIO.,t 1o_&GSs{_Z#>cL0FwXQe9ck+$,]m.2b8=BdObKxpb@4t|vmY0cE4HCq=,r #plRaKs/A%&+Xpa8sbe;-Jx.`N9*{C"Y^2^ X8 X IDX Broker integrates your Michigan Commercial Board of REALTORS MLS IDX feed with your website, giving you a competitive edge in the local . The Commercial Board of REALTORS Objectives, To unite those engaged in the recognised branching of the commercial real demesne my for the purpose of exerting a beneficial manipulate As part of the REALTOR Community, GMAR has many partnerships and allied organizations that directly or indirectlyfacilitatea better overall experience for our #GreaterAgent community. LARA is proud to be recognized as a Veteran-Friendly Employer committed to military veteran recruitment, training and retention practices. GMAR established a formal partnership with CBOR several years ago to provide our members with a greater opportunity to diversify or completely change their business model. Powered by Catylist, CPIX also extends nationally and into Canada through Catylist's expansive . The Departmentcurrently oversee the practice of approximately 6,011 limited real estate appraisers, state licensed appraisers, certified general appraisers and certified residential appraisers. Without the benefit of the alliance, CBOR annual dues are $225. Additionally, many businesses who had filed applications were denied as being incomplete for very minor reasons. The events highlight will CBOR's 2023 On-Demand Continuing Education is Now Live! 0000011156 00000 n Member benefits of this relationship include: 710 Notre Dame, Suite #2 The Commercial Board of REALTORS - 03.02 | CBOR Announces New Administrative Relationship with the CCIM Michigan ChapterCBOR Announces New Administrative Relationship with the CCIM Michigan Chapter Contact: Nancy AllenCommercial Board of REALTORS - Michigannancy@cbor.net810603-0676 Howell, Michigan, 02.21 | 2023 CCIM Michigan Chapter Annual Meeting and Transaction Award CeremonyPlease join the CCIM Michigan Chapter to celebrate the installation of its 2023 Michigan Chapter Officers. Take a Tour of our application, or see how some of our most successful clients have integrated IDX search with their sites. Visit a current list of 678 Front Ave NW. While the issue is arguably a matter of public record and commercial transactions generally involve fairly sophisticated parties, a Commercial Realtor may well save a client (buying, selling, or leasing) a significant amount of trouble by discussing how to address potential impacts from the SWDS on a transaction. CAR provides its members with a sophisticated, commercial multiple-listing service of over 3,000 available listings. endstream endobj 107 0 obj<>/Metadata 5 0 R/PieceInfo<>>>/Pages 4 0 R/PageLayout/OneColumn/StructTreeRoot 7 0 R/Type/Catalog/Lang(EN-US)/LastModified(D:20060804113852)/PageLabels 2 0 R>> endobj 108 0 obj<>/ColorSpace<>/Font<>/ProcSet[/PDF/Text/ImageC]/ExtGState<>>>/Type/Page>> endobj 109 0 obj[110 0 R 111 0 R 112 0 R 113 0 R 114 0 R 115 0 R] endobj 110 0 obj<>/A 134 0 R/H/I/StructParent 1/Border[0 0 0]/Type/Annot>> endobj 111 0 obj<>/A 133 0 R/H/I/StructParent 2/Border[0 0 0]/Type/Annot>> endobj 112 0 obj<>/A 132 0 R/H/I/StructParent 3/Border[0 0 0]/Type/Annot>> endobj 113 0 obj<>/A 131 0 R/H/I/StructParent 4/Border[0 0 0]/Type/Annot>> endobj 114 0 obj<>/A 130 0 R/H/I/StructParent 5/Border[0 0 0]/Type/Annot>> endobj 115 0 obj<>/A 129 0 R/H/I/StructParent 6/Border[0 0 0]/Type/Annot>> endobj 116 0 obj<> endobj 117 0 obj<> endobj 118 0 obj[/ICCBased 135 0 R] endobj 119 0 obj<>stream